Live on Mainnet

Payments
without limits

The payment processor that actually wants your business. Seamless checkout, instant payouts, zero chargebacks. No frozen accounts. No hoops.

Buyer protection No chargebacks No restrictions

How it works

Four steps to freedom

Your customers pay with cards. You receive USDC instantly. Zero friction.

01

Create a payment link

Generate a link or embed our checkout on your site. Takes 30 seconds.

peppayai.com/pay/your-store
02

Customer pays normally

They enter their card, Apple Pay, or ACH. Standard checkout experience.

Visa · Mastercard · Apple Pay · Google Pay · ACH
03

We handle the conversion

Payment converts to USDC instantly. Customer never sees crypto.

$100 → 100 USDC
04

You get paid on-chain

USDC settles in your wallet. Irreversible. No chargebacks.

Instant settlement

Your customer never needs to know what "crypto" is. They pay like normal. You get the upside.

Why PepPay

Built for merchants
banks won't touch

Protected Payments

Funds secured until delivery confirmed

No Chargebacks

Eliminate fraud losses completely

Card Payments

Customers pay with any card

Instant Payouts

Access funds immediately

Trusted by merchants

Join the merchants
who stopped worrying

"Finally, a processor that doesn't freeze my account every other week. Been running for 6 months without a single issue."

S

Sarah M.

Supplements

"The checkout experience is clean and professional. My customers don't even know crypto is involved. Conversion rates went up 12%."

M

Marcus T.

eCommerce

"No chargebacks. That alone saved us $40K last quarter. The instant settlement is just a bonus."

L

Lisa K.

Digital Products

Pricing

Simple and transparent

Transaction Fees

5%

Buyer fee

+

5%

Seller fee

Collected per transaction

Save 25%

Platform Access

$500

per month

$4500

per year (Paid in full)

Instant Settlement Live API Access No Setup Costs

Ready to start?

Create your account in under a minute